April 22, 2006

Credit Card Repayment Month 7

Not only am I timely, I'm early this month ;)

Mannnnnnnnnn...I can NOT wait to be done w/these credit cards, I'm gettting so close...so very close....

Here's the debt chart from March 06:

Now for April of 06:

Just a reminder on how the chart works. The green arrow & text is the debt I'm focusing on first.

Here's what the progress in spreadsheet format:

The repayment plan continues on track. I'm tossing a minimum of $62 to visa and all bonus monies @ it. Orchard gets the minimum, around $32 and when visa is done, the new minimum will be about $94.

*If* and it's a BIG if, since next month I'll be driving (@%$% GAS!) out of town AND it's my mothers' birthday AND it's Mother's Day AND it's Memorial Day, I'm able to pay of the visa, I'll be quite happy.

But, since I don't want to go into further debt for all those events, I *may* use the bonus monies to cover those expenses, notso much the holidays, I doubt I'll spend much and since I'm going to see my mother, why that's gift enough dontcha think :D

But gas and driving around and going to events while I'm away is what'll do me in, so I'm going to tentatively say I'll only pay the minimums next month and won't predict huge action on the charts.

As w/all things...we shall see...

9:15 AM in Credit Cards
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graph updated on the 8th
last update: 07/20/08

Paying off smallest credit card debt with it's minimum payment balance + $500 snowball.