December 30, 2006

Money Plans

Where is all that money going? I didn't even count other pending payments, I will when they clear, so what I physically have will go to pay down on the Capital One Gold card.

It really sux I have major car repairs to do, but on the other hand, I'm grateful to have the funds to get the work done. It always feels like the minute I get a few extra greens to tread water, something else pulls me under. But a friend of mine said, maybe I should view it another way. When I really need the extra money, it comes to me. I s'pose.

At any rate, I'm really looking forward to having the Capital One Gold card PAID IN FULL by the end of January, which would be so awesomely amazing if all I have left to tackle in 2007 are the loans. Oh and the on super scary debt I'm too chicken shit to mention just yet.

I also realized why I was so hesitant to use the money to just pay for the car repair vs. the complex putting it on the Capital One Gold card, then using the cash to pay it off.

It's psychological. It's really hard for me to clear out all the money I have, be it from under the couch, in my piggy bank or even the $60 sitting in my "vacation" fund. I like to mentally count on that money, just in case. In case of what? I dunno.

I promise though, when the final major charges have been put on the Capital One Gold card, I'm clearing all accounts to pay that card off. So I think that's what I'm waiting for, the dust to settle, so I can pay it down in one fell swoop.

Your going down Capital One Gold card. In more ways than one ;)

3:02 PM in Daily Jabber
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Paying off smallest credit card debt with it's minimum payment balance + $500 snowball.