I thought after 3-4 years the car wouldn't get anything back in case of an accident. But she told me I should look @ the blue book value for the car 1 year older than mine to now. If I pay off the loan by next year, it'll be the same amount of time. B/c it's a Toyota, which holds it's value, I may still get a few thousand.

Unless that is what I save when I reduce my insurance, doubtful I'm guessing it'll be about $720-$900 ($65/$75 times 12) then I should keep it fully insured till it the blue book value is less than what I can save on my own.

Makes sense.

The student loan isn't racking up interest, it's just a total amount due that I'm paying monthly, but I thought I can make a bigger dent paying off the car then rolling over all the monies + the $263 car payment to the student loan vs. rolling over $100 from the loan to the car.

*shrug*

It's not a huge deal, as they'll both be paid off, but I'm just fishing for ideas. Any pros/cons to paying either off first? Are @ this point are they both equal?

The major pro point is the psychological boost I'll get from paying off the car first, 1 less debt. Other than that, I gots nothing.

What do you think?