To pay off 53121.83 in 5 years, or 60 months, I need to pay out @ least 885.37/mo (not factoring interest charges) on average, but each year I must reduce my debt by 10.5k a year. So my goal in year one is to reduce my overall debt and owe 42497.39 by 12/31/08.

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A bit off topic, don't feel like writing up another post. What prompted me to finally update my states was the arrival of my state tax bill, a total of $1463.09 and it looks like they freaking want a check, yea, I'll get right on that *sigh*

I'll give them a call before the week is out, if I don't pay the 4 notices by the 15th, penalties will be assessed.

Truth be told, I'm glad this saga is over, though I'm dreading like hell 4/15, I guess I'll also wrap things up w/my EA this week and pray to the debt be gone gods he'll have mercy on me and just end up billing me the retainer for the last few weeks of work.

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I also went back to my full disclosure cc post and added paypal buyers credit. Must be b/c I don't have a physical card, I completely blocked out I had it. But it's been added. I'll do a full disclosure on my loans and taxes in the next few posts...