February 11, 2008
Doh
I remembered why I initially lumped all debts in one, ie ga taxes + existing cc debt, b/c i needed the mental boost of paying off the smallest debt. the way i redid it last night, on a whim by the way, i'll virtually pay off the cc's but for many more months will still have a card i'm paying on since that is where the tax debt is.
i redid the graph from yesterday and went back to all deb lowest to smallest and in my cheat sheet debt tracker in the far right, i note the 2 cc's that are also carrying my tax debt.
speaking of taxes...oy
i am so mentally tired and drained. i was going to go into job #2 tonight and get some extra hours, i was going to update the blog w/outstanding cliff hangers, but by lunch time my brain was fried from dealing w/ga dor and the irs. the entire situation is such a mess and i'm starting to feel like i'm being bullied around.
my main gripe is being charged a collection fee for an account that i was actively paying and one of the ga reps was like why is this unfair, all condescending and sarcastic, you didn't file your taxes blah blah blah and i'm like look lady, see those penalties and fees and fines, I'VE PAID FOR THAT MISTAKE, do you not see that and by the way, i'm not disputing that, and on and on it went as i called dept after dept after dept till i just hung up in frustraton b/c they all basically told me, sorry nothing we can do.
then i call irs to get a letter saying things are current, only to find out i was owed a refund, but by the way, they gave the state the money already and the amount they say they gae the state is way diff't from the amt the state says they took and i owed, by this point, i was in tears and just wanted to curl up in a ball.
so i came home and just went ot bed for a few hours, w/a banging tension headache that no amount of aspirin or ibuprofen is curing. today just sucked big time.
the more i think about it, the more this yeargot off to such a bad start, i don't even know why i'm bothering w/this stupid debt thing, i'm starting to feel like i'll have this yoke around my neck for the rest of my life, so why get it paid off @ all?
a few years ago i worked w/a woman that said she owed thousands in student loans and her plan was to pay $50/mo for the rest of her life. maybe she was onto something.
i may go into job #2 for 5 hours tomorrow night and if so, i'll get that cliffhangers part answered when i get home.
11:09 PM in Fears, GA Taxes, Grrrr, IRS, Taxes
Technorati Tags: debt taxes frustation depression

