June 2, 2008

Just about caught up

One thing is a given, if I'm not posting, it's b/c I'm offline working as many hours as possible, which has been the case for the last 4 weeks. May was a rough month, I had my car tags due, insurance renewed and overspent money that could've went towards my overall debt. Oh yeah, I had vet fees and for the first time in almost 6 months took a vacation.

All of the above was charged and have been paid in full and officially leaves me w/the Target card and the capital one card that paid my fed taxes from April. Geez Louise will this viscious cycle ever end? I'm hoping so and have decided to use June 1 as the turning point, both financially and blog(ially) if that even is a word.

Financially I'm committed to not incur any unecessary future debt from June 1st going forward. That is a BIGGIE. While I've been doing a good job since last November, I strayed a few weeks and wasn't as disciplined as I could've been and had tiny setbacks, while I've caught up, I could've been that much closer to being debt free.

Live and learn I s'pose.

As part of that commitment and what'll help me blog here on a daily basis, is I'm going to start posting waht I spend every single day. The biggest benefit to me is it'll help keep my spending check, I'll think twice if I want to confess I just spent blew $60 on ju-ju beans. I promise you I haven't.

The daily posting will start this Saturday on the 7th and I'll back post it to include the 1st thru 6th. Lucky for rme, 100% of my spending is done on my debit card, wait, that's not a good thing to brag about. I just hate carrying cash around. But for this month I'll do my normaly spending pattern and next month, I'll look into withdrawing money to walk around with vs. hitting the card.

9:44 PM in 2nd Job, Daily Jabber
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graph updated on the 8th
last update: 07/20/08

Paying off smallest credit card debt with it's minimum payment balance + $500 snowball.